I am a Management and IT consultant, with an interest in Financial Services (banking, markets), Risk Management, Analytics and Transformation. This blog is to pen thoughts on finance and markets, political-economy, technology, and books that I like. A disclaimer: The views in this blog do NOT represent the views of any person or organization. Views are apolitical. Any use of names of persons or places could be to aid the narrative/context and are potentially fictional. Anand Venkataraman, certified FRM (GARP), PMP (PMI), and Lean Master.